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St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
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Tel: (869) 465-2272 / 466-8218
St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
  • Deposit/Save
    • Membership
      • Become a Member
      • Apply for Shares
    • Savings and Chequing Accounts
      • Regular Savings Account
      • Shares Account
      • Chequing Account
      • Term Deposits
      • Junior Savers
      • In Trust for Children (ITF)
    • Sub Accounts
      • U.S. Savings Account
      • Golden Achiever Club
      • Vacation Club
      • Christmas Club
    • Rates
    • Exchange Rates
  • Personal
    • Cards
      • Debit Card
      • Credit Card
    • 4cs
    • Insurance
      • FIP – Family Indemnity Plan
      • Family Critical Illness Plan
      • Advance Protector
      • Loan Protection Insurance
    • Services
      • Service Charges
      • Service Request
      • EFT Request
      • Payroll Deduction
      • Safe Deposit Box
      • Overdraft Protection
      • Drive Through Financial Services
      • Forms
    • Online
      • Online Banking
      • Mobile Banking
        • iOs Devices
        • Android Devices
  • Loans
    • Apply for a Loan
    • Vehicle Loan
    • Mortgage Loan
    • Home Improvement
    • Promotions
      • Debt Consolidation
      • Education Loan
    • Small Promotions
      • Personal Loan
      • Easy Line of Credit
    • Loan Calculator
  • Business
    • Night Deposit Bags
  • Projects and Initiatives
  • About Us
    • Our Company
      • Board of Directors
      • Team Member
      • History
      • The Beginning
    • Informational
      • Annual Reports
      • Financial Statements
      • News and Press Releases
      • SKCU Learning Hub
  • Community
  • Scenic View Homes
  • Conference Room
  • AGM 42
  • Compliments & Complaints

Loans

HomeLoans

Members, whether you’re borrowing for a business, a mortgage, school, bill consolidation, or otherwise, we provide loans at competitive interest rates that will meet your budget. With over 30 years in the loan business, we continue to meet your demands by offering the most affordable interest rates on your loan specifications.

Basic Loan Requirements

  • A good credit history
  • An SKCU share account
  • Supporting documentation
  • A minimum membership period of three (3) months
  • A certification letter of employment or a most recent salary slip
  • Unless otherwise indicated, and a security of at least 35% in savings at the St. Kitts Co-operative Credit Union Limited. (Although there is an initial request of 35% as security, you will receive 100% of the required loan and your savings will continue to gather interest throughout the duration of the loan)

Added Convenience

Maximize on any one of our safe and most convenient services through the use of the automatic payroll deduction or the transfer of funds from your account to pay your loan. Do not hesitate to take advantage of our loan services: Affordable interest rates Competitive repayment schedules Convenient loan payment services … all with a friendly smile.

Apply Now

[quform id="2" name="SavingsApplication"]
  • Savings Application Form
  • Savings Calculator
  • Contact Us

Quick Links

  • Regular Savings Account
  • Shares Account
  • Transferring or Withdrawing
  • Loans
  • In Trust for Children (ITF)
  • Credit Card
  • Debit Card
  • Term Deposits
  • Junior Savers

Apply Today!!

Opening Hours:

Mon-Wed: 8am - 3pm
Thurs: 8am - 2pm
Fri: 8am - 4pm


Telephone: (869) 465-2272 / 466-8218

Email: info@skccu.com

P.O.Box 713 Cnr Church Street and Cayon Street/Bladen Commercial Development, Basseterre, St. Kitts

Our Services

  • Online Banking
  • Payroll Deduction
  • Overdraft Protection
  • EFT Request
  • All Services

CUNA Insurance

  • FIP – Family Indemnity Plan
  • Family Critical Illness Plan
  • Advance Protector
  • Loan Protection Insurance

About Us

  • About Us
  • Our Team
  • Board of Directors
  • History
  • Financial Statements

Mobile Banking

© Copyright 2025. St. Kitts Cooperative Credit Union (SKCU). All Rights Reserved

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